How do I access an on-screen keyboard display?

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Other languages  must already be activated - see How do I change my keyboard to another language?

PC, Windows 7

1. open program you will use like Word
2. go to Start, all programs
3. Accessories
4. Ease of access
5. On-screen keyboard
6. go to EN on bottom toolbar and choose language (must already have language enabled, see How do I change my keyboard to another language)
7. can click on letters on display or use keyboard

MAC,  OSX 10.7

1. open program you will be using
2. switch keyboard by clicking on the America flag at the top right - down arrow to language needed
3. return to  flag/keyboard menu and select Show Keyboard Viewer - a virtual keyboard will open.
   If not available, click on open Language and Text Preferences then click Input Source Tab, put check in Keyboard & Character Viewer.
   Press the Shift, Option or Shift + Option for hot keys( e.g. accents) - may appear yellow in newer versions