How do I access an on-screen keyboard display?

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Other languages  must already be activated - see How do I change my keyboard to another language?

PC, Windows 7

1. Go to Start >Control Panel> Ease of Access > Ease of Access Center.
2. Click the Start On-Screen Keyboard option.
3. Select the Options button, on lower right to customize the way the on-screen keyboard works on your PC.

MAC,  OSX 10.7

1. open program you will be using
2. switch keyboard by clicking on the America flag at the top right - down arrow to language needed
3. return to  flag/keyboard menu and select Show Keyboard Viewer - a virtual keyboard will open.
   If not available, click on open Language and Text Preferences then click Input Source Tab, put check in Keyboard & Character Viewer.
   Press the Shift, Option or Shift + Option for hot keys( e.g. accents) - may appear yellow in newer versions