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1. Download and install the Duo Mobile application for your device from the app store (iPhone) or playstore (android).  If you do not have a smartphone, skip this step.
2. Go to http://accounts.umbc.edu
3. Click on "Start Using Duo Two-Factor Authentication"
4. Click on "Activate Duo"

That's it! ... Duo is now active and you! Next, you need to enroll your device(s). You'll be prompted through the enrollment process the next time you authenticate to any UMBC resource.

You can find Duo enrollment help here.